At Wessel Insurance Services, we understand that life is full of changes—whether it’s renovating your home, purchasing a new vehicle, or embarking on a new career path. These milestones can significantly impact your insurance needs. That’s why we recommend scheduling an annual insurance review to ensure your coverage aligns with your current circumstances.
What Is an Annual Insurance Review?
An annual insurance review is a comprehensive evaluation of your existing policies. During this review, we’ll discuss any recent life changes and assess whether your current coverage adequately protects you. Our goal is to identify potential gaps and recommend adjustments to keep your policies up-to-date.
Why Is It Important?
Life moves quickly, and your insurance should keep pace.Regular reviews help ensure that your policies reflect your current situation, providing peace of mind that you’re neither over-insured nor under-insured. This proactive approach can prevent unexpected surprises in the event of a claim.
Key Areas to Discuss During Your Review
- Home and Property: Have you made any renovations or acquired valuable items?These changes can affect your homeowners or renters insurance.
- Auto: Any new vehicles or changes in driving habits? Let’s ensure your auto policy reflects these updates.
- Life: Major life events like marriage, having children, or career changes can influence your life insurance needs.
- Business: If you’re a business owner, changes in operations, staffing, or services offered may necessitate adjustments to your business insurance policies.
How to Prepare
To make the most of your review, consider the following:
- List Recent Life Changes: Note any significant events or purchases in the past year.
- Review Current Policies: Familiarize yourself with your existing coverage.
- Set Future Goals: Think about any upcoming plans that could impact your insurance needs.
At Wessel Insurance Services, we’re committed to providing personalized service to our clients in Harford and Baltimore County, Maryland. If you’re ready to review your policies or have questions about your coverage, please contact us to schedule your annual insurance review.
